TYPES OF LOANS AVAILABLE
ADJUSTABLE RATE MORTGAGE
The Adjustable Rate Mortgage offered by Bishop Mortgage is among the most competitive loans in the real estate market. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
FIXED RATE MORTGAGE
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us to discuss the benefits, together we’ll decide whether this is the right mortgage for you.
4 REASONS TO GET PREAPPROVED
Peace of mind:
There's plenty to stress about when you're looking for a home, se get your prequalification out of the way first. Instead of agonizing over the state of you r finances, you'll have the peace of mind knowing you're already approved.
Get a competitive advantage:
A prequalification not only makes your offer credible, but also affords you the advantage should you submit an offer at the same time as someone else. A prequalification could be one of the deciding factors in the seller accepting your offer over others.
Know what you can afford:
Even if you've crunched the numbers, it pays to meet with your loan originator, lay out all your finances and determine what you can afford.
A confidence boost can mean better negotiation:
Being prequalified for a mortgage loan should help you feel more confident when shopping for a new home, especially for a first time home buyer.